Business Loan
Our flagship loan product designed to help entrepreneurs grow their businesses
Expand Your Business Potential
Our business loan is designed to provide entrepreneurs with the capital they need to grow, invest in equipment, increase inventory, or manage operational expenses.
Flexible Duration
1-6 month tenor options
Repayment Schedule
Weekly or monthly options
Competitive Rate
4% monthly interest
Easy Requirements
Minimal documentation
Loan Details
Loan amount: ₦100,000 to ₦5 million (new clients)
Loan amount: Up to ₦10 million (repeat clients)
4% monthly interest rate
1-6 month duration
Weekly or monthly repayment options
Quick Disbursement
Receive funds in 1 business day after document submission
Calculate Your Loan
Use our loan calculator to estimate your repayments and find the right plan for you
Loan Calculator
Calculate your potential loan repayments and find the plan that works for you.
Why Choose Prospera Credit?
Quick Disbursement
Receive your loan in one business day after document submission
Minimal Requirements
Just a verifiable business and valid identification
Flexible Repayment
Choose weekly or monthly repayment schedules
No Hidden Fees
Transparent fee structure with no surprise charges
Early Repayment Option
Pay off your loan faster with no penalties
Simple Application Process
Getting the funding you need is quick and straightforward with our streamlined process
Apply Online
Complete our simple application form with your business details and loan requirements.
Valid ID document
Proof of business
Bank statement (where applicable)
Quick Assessment
Our team reviews your application and assesses your eligibility based on your business profile.
Business verification
Guarantor verification
Loan amount finalization
Receive Funding
Once approved, we disburse the funds directly to your bank account within 1-3 business days.
Contract signing
Direct bank transfer
Repayment schedule confirmation